Educational Flyers on Enhanced CSR Plan Enrollment and Health Care Utilization
Informational Flyer Insert on Enhanced Silver Plan Benefits
Services Research Study
Summary
Study start date: October 4, 2024
Actual date on which the first participant was enrolled.This study is focused on understanding how providing educational flyers about enhanced health insurance plans can influence people's choices regarding their insurance coverage in California. With recent changes making enhanced Cost-Sharing Reduction (CSR) plans available to all enrollees, regardless of income, the study aims to see if these flyers help people switch to more affordable and generous plans. The flyers inform consumers about the benefits of these enhanced CSR plans, such as $0 deductibles, lower monthly premiums, and reduced costs for medical visits and medications. The research targets low-income individuals who qualify for Silver plans under the Affordable Care Act (ACA) and seeks to explore whether better communication can help these individuals access improved health coverage. Participants in the study will receive informational flyers alongside their renewal notices to see if this additional information prompts them to switch to the enhanced CSR plans or utilize more healthcare services. The study will evaluate two main outcomes: whether people enrolled in other insurance tiers decide to switch to the enhanced CSR plans upon learning about the benefits, and whether individuals already in Silver plans increase their healthcare use after becoming eligible for the enhanced benefits. By assessing these outcomes, the study hopes to determine the effectiveness of targeted informational strategies in improving health plan enrollment and utilization.
Protocol
This section provides details of the study plan, including how the study is designed and what the study is measuring.1600000 patients to be enrolled
Total number of participants that the clinical trial aims to recruit.Services Research Study
Eligibility
Researchers look for people who fit a certain description, called eligibility criteria: person's general health condition or prior treatments.Any sex
Biological sex of participants that are eligible to enroll.Healthy volunteers allowed
If individuals who are healthy and do not have the condition being studied can participate.Criteria
Inclusion Criteria: * Households who qualify for automatic renewal of their Covered California health plan as of October 4. * Households that were enrolled in Covered California on the subsidized application. Exclusion Criteria: Households that were no longer enrolled as of January 31, 2025. This includes people who chose to cancel their coverage in 2024 and those who were automatically disenrolled due to changes in eligibility during the open enrollment period.) * Households that were included in the affordability crosswalk 1. The affordability crosswalk is a Covered California process that moves eligible individuals with lower incomes to Silver CSR plans during renewal. 2. This population includes members with incomes below 250% of the federal poverty level who were enrolled in Bronze plans and eligible for $0 premiums with Silver plans, members below 200% of the federal poverty level who were enrolled in Gold plans, and members below 150% of the federal poverty level who were enrolled in Platinum plans. 3. Approximately 23,000 members are excluded from the experiment due to this restriction. * Households with members enrolled with the carrier Valley Health Plan and Dental Health Services. 1. This group was excluded due to changes in plan availability that necessitated a special notice. 2. Approximately 30,000 members are excluded from this experiment due to this restriction.
Study Plan
Find out more about all the medication administered in this study, their detailed description and what they involve.One single intervention group is designated in this study
This study does not include a placebo group
Treatment Groups
Group I
ExperimentalStudy Objectives
Primary Objectives
Secondary Objectives
Study Centers
These are the hospitals, clinics, or research facilities where the trial is being conducted. You can find the location closest to you and its status.This study has 1 location